Regular readers will remember FIREA, the Forward Intelligence Resource Employment Agency. They’re the former employer that threatened to blackball employees if they didn’t accept their reneging on their contract. After my employment there ended, they proceeded to play games with with my accrued vacation/sick pay so that they could get my unemployment terminated on grounds of fraud. Then they changed insurance administration agencies, leaving us temporarily uninsured during the changeover (though retroactively insured once the changeover was complete. And they prevented me from getting my old job back at Mindstorm unless it was through them (which, because of the above, I would have been disinclined to do even if I hadn’t been about to move - though, in their defense, they were within their rights and it was in the contract that I signed and unlike them, I don’t get to change provisions of the contract and then take a pound of flesh if they don’t accept them).
Well, now they’re at it again. I got a letter a couple months back from a company claiming to represent them announcing that they were doing an audit of insurance benefits. They would be auditing suspicious accounts to make sure that the dependents were eligible. Well, what do you know, we are being audited. So now I am going to have to dig up some tax forms or a marriage certificate to prove that Clancy and I are in fact married. If we can’t demonstrated it, we are once again guilty of that F-word. Fraud.
Of course we can prove it. It’s just a real inconvenience having just moved and still not knowing where everything is.
The whole thing at first struck me as bizarre because I am rather positive that they have made money on us. We’re not good rescission candidates. We didn’t get cancer and we’re not insured through them anymore so even if we did get cancer they would not be on the hook for it. However, looking at the documentation more closely, they don’t want to cancel me. They want to just cancel her policy. It’s possible that they lost money specifically on her (while they made enough on me to compensate for the both of us). I’m sure someone somewhere ran the numbers. The F-word is probably just leverage to get me to quickly admit that I am up to something (if I am) and then rescind her policy. At which point, we would have to pay for all the health care she has availed herself of minus what we’ve paid in premiums. It might be worth it if we could retroactively cancel my policy, too, but obviously that wouldn’t work for them. And it probably wouldn’t work for me, either, since it would open me up to a PEC problem.